Customer & product profile
Who borrows from each lending type, and how they behave — a single 1Q26 profile. Each chart aggregates by lending type; click a lending-type bar to drill into its lenders (top 3 named, the rest anonymised in the free tier).
Lending type
Named lender
Anonymised lender · free tier
Payment — what they repay each month
Average monthly repayment per customer.
Loan amount — how much is advanced
Average monthly amount advanced to the customer. Short-term lending only — secured & BNPL advances aren't observable in bank data.
Customer age — how old they are
Average age of each product's customers.
Customer income — what they earn
Median customer income (proxied by median monthly cashflow) — robust to the income distribution's long upper tail.
Bank mix — who they bank with
Share of each lending type's customers by their transaction bank.
Loan stacking — what else they hold
For customers of each lending type (the column), the average number of distinct lenders they also hold in every type. Tall columns mean heavy stacking across the market.
Affordability — repayment as a share of income
Median loan-to-income (monthly repayment ÷ income), a robust median rather than the outlier-distorted mean. By type is a customer's total repayment to all lenders in the category; by lender is the repayment to that one lender. Because short-term borrowers stack ~2.3 lenders each, the category burden runs higher than any single lender's — that gap is the cost of stacking.
Source: Slant featured_transactions, 1Q26. Repayments are consumer expenses to credit providers (amount < 0); income proxied by median monthly cashflow. Top 3 lenders per type named; others anonymised in the free tier; brands under 300 customers folded into “Other”.